Pearl wrap necklaces are everywhere right now — the perfect mix of classic elegance and modern girlhood glam. I rounded up the prettiest multi-strand, layered, and gold-accented pearl necklaces that instantly elevate any winter outfit. These pieces give you that polished, old-money feel while still looking fresh, trendy, and effortless with sweaters, blazers, button-downs, or holiday dresses. Whether you want a chunky layered moment or a delicate pearl chain, these are the must-have accessories trending across Pinterest and Instagram. Shop all my current favorite pearl wrap necklaces below — timeless, versatile, and so chic for the season. pearl wrap necklace, layered pearl necklace, trending necklaces 2025, holiday jewelry trends, pearl choker outfit, multi strand pearl necklace, gold and pearl necklace, classic accessories, old money jewelry, girly chic style, winter accessories 2025, jewelry favorites LTK, pearl jewelry roundup, preppy winter style, trending jewelry finds. LTKHoliday LTKGiftGuide LTKgrwm