My teens taught me this trick, and I love it. Grab an affordable crewneck and cut the neck out. Now you have a stylish shirt on a serious budget! Both my teens love this camo crewneck that they grabbed off of Amazon, and turned it into this off the shoulder one - and it currently has a 20% off coupon! I grabbed this really affordable crewneck from Walmart, and turned it into this. Tip - I like the turn the sweatshirt inside out, as it makes it easier to follow the neckline when cutting it. (affiliate links) LTKSaleAlert LTKFindsUnder50 LTKStyleTip

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Time and Tru Women's Sweatshirt, Sizes XS - XXXL | Walmart (US)
Womens Camo Sweatshirt Maple Leaf Print Oversized Camo Crewneck Sweatshirt Fleece Pullover Hoodie... | Amazon (US)