A rich brown mockneck sweater with crisp white jeans is such an easy neutral combination. I love how the warm brown handbag and suede Mary Jane flats add texture and polish while keeping the overall look simple and refined. LTKootd LTKOver40 LTKgrwm

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100% Cotton Oversized Turtleneck Sweater | Gap (US)
Mid Rise Barrel Utility Ankle Pants | Gap (US)
Reyes Dk Brown Suede Ballet Flats | Dolce Vita | DolceVita.com
The Maren Shoulder Bag | Madewell
Electric Hoops | Electric Picks Jewelry