These are the it shoe style for fall. The Tory burch last for years but I know they are a splurge. I also linked a couple of cheaper but still very similar styles. Perfect for business casual with jeans / trousers, and skirts. LTKSeasonal LTKWorkwear LTKSaleAlert

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Tory Burch Classic Penny Loafer Women's Flat Shoes Perfect Black : 9 M, Leather | Zappos.com
Tory Burch Classic Penny Loafer in Cocoa at Nordstrom, Size 9.5 | Nordstrom
ASTR the Label Square Neck Short Sleeve Jacket | Nordstrom | Nordstrom
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Liv Loafers by Free People, Camel, EU 38 | Free People (Global - UK&FR Excluded)
Madden Girl Women's Prep Slide On Loafer with Pleated Toe | Walmart (US)
Nine West Rasco Penny Loafer | Women's | Black Patent Synthetic | Size 8 | DSW
Tory Burch Classic Penny Loafer in Cocoa at Nordstrom, Size 7 | Nordstrom
Women's Meritt Loafers - Universal Thread™ Black 10 | Target