JANUARY STYLE WITH WHITE DENIM: ANCHOR WHITE WITH BLACK: When I don’t need the weight of a coat, a thick cashmere knit suits me. My go-to is COS for quality and value. For me, this is a year-round item. Summer fog along the coast warrants it for chilly mornings and cool nights. I like a lighter weight to toss over my shoulders as a wrap. This from Frame is pretty. I like to keep the rest of this look understated with mindfully selected pieces - Dana Rebecca diamond earrings bring the right amount of quiet sparkle, while a polished belt and tortoise sunglasses (I’ve had my eye on these for a while) read both current and classic. Black loafers with a warm wood heel (from M. Gemi - another shoe that requires zero break-in time) anchor the outfit. LTKOver40 LTKSeasonal